Reach your possible with our CD Special
Whatever you’re saving for, we can help.
Earn 3.60% APY1 with our 12-month Bankohana CD Special
Saving for something or someone special? Open your CD with as little as $5,000 from another financial institution.
Ready to get started?
Open In-Branch
Earn 3.60% APY1 on a 12-month Bankohana CD Special with a minimum balance and qualifying deposit of $5,0002.
Consult with a Specialist
Looking for other options or not sure which CD is right for you? We’re here to help!
*Bank of Hawaii Time Deposit Account
1 An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. Annual Percentage Yield (APY) are as of 3/17/2025 in the State of Hawaii and as of 3/18/2025 in Guam, Saipan, and Palau and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received. Rates not applicable to retirement accounts. If you do not have an existing Bankohana checking account, one is required and can be opened with a minimum deposit of $500 at the time of CD opening. Some restrictions apply.
2 Requires a deposit of $5,000 - $24,999.99, with all funds from another financial institution via personal or official check (excludes ATM and mobile deposits), an incoming wire, or ACH credit, made in a single deposit. If you do not have an existing Bankohana checking account, one is required and can be opened with a minimum deposit of $500 at the time of CD opening.
Certificate of Deposit Rates
- In-Branch Bankohana CD Special
- In-Branch Regular CD Special
| Minimum balance and qualifying deposit of $5,000 - $24,999.994 |
|
Minimum balance and qualifying deposit of $25,000 - $99,999.995 |
|
Minimum balance and qualifying deposit of $100,000 or more6 | |
|---|---|---|---|---|---|
|
3 Month APY3 |
— |
3.80% |
3.80% |
||
|
6 Month APY3 |
3.80% |
3.80% |
3.80% |
||
|
12 Month APY3 |
3.60% |
3.60% |
3.60% |
3 An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. Annual Percentage Yield (APY) are accurate as of 3/17/2025 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received. Rates not applicable to retirement accounts. If you do not have an existing Bankohana checking account, one is required and can be opened with a minimum deposit of $500 at the time of CD opening. Some restrictions apply.
4 For 6 and 12 month CD specials in the amount of $5,000 - $24,999.99, all funds must be from another financial institution via personal or official check (excludes ATM and mobile deposits), an incoming wire, or ACH credit, made in a single deposit.
5 For 3, 6, and 12 month CD specials with a minimum amount of $25,000 funded from another financial institution via personal or official check (excludes ATM and mobile deposits), an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit.
6 Jumbo CD Special must be opened in-branch with a qualifying deposit of $100,000 or more with at least $25,000 from another financial institution, made in a single deposit.
| Minimum balance and qualifying deposit of $5,000 - $24,999.994 |
|
Minimum balance and qualifying deposit of $25,000 - $99,999.995 |
|
Minimum balance and qualifying deposit of $100,000 or more6 | |
|---|---|---|---|---|---|
|
3 Month APY3 |
— |
3.70% |
3.80% |
||
|
6 Month APY3 |
3.70% |
3.70% |
3.80% |
||
|
12 Month APY3 |
3.15% |
3.15% |
3.40% |
3 An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. Annual Percentage Yield (APY) are accurate as of 3/17/2025 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received. Rates not applicable to retirement accounts. Some restrictions apply.
4 For 6 and 12 month CD specials in the amount of $5,000 - $24,999.99, all funds must be from another financial institution via personal or official check (excludes ATM and mobile deposits), an incoming wire, or ACH credit, made in a single deposit.
5 For 3, 6, and 12 month CD specials with a minimum amount of $25,000 funded from another financial institution via personal or official check (excludes ATM and mobile deposits), an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit.
6 Jumbo CD Special must be opened in-branch with a qualifying deposit of $100,000 or more with at least $25,000 from another financial institution, made in a single deposit.
Earn more. Fly more.
Earn 2.60% APY1 and get 60,000 bonus miles2 with our 6-month, in-branch HawaiianMiles® Jumbo CD Special. Start your journey with a minimum deposit of $100,000, including $25,000 from another financial institution. To open an account, visit any branch.
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Send us a message, and our team will contact you by the next business day.
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Opening an account is fast and easy.
CD Specials must be entirely funded from another financial institution when opened online. The rate applied to your CD special is based on the published rate in effect on the day we receive your opening deposit. Based on the funding method you choose, that can take up to 14 business days.
If you’re an existing Bankohana customer, please enter your online banking login (or your debit card and PIN) on the next screen.
Please ensure you have the bank routing number and account number to fund your new account. If you don’t already have a Bankohana checking account, you’ll be prompted to open one during the account opening process.
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