2024 Annual Report
New Possibilities
Chairman's Message
“2024 was a year of strength and recovery for Bank of Hawaii. In a year marked by both challenges and opportunities, we navigated a complex economic landscape—interest rates, evolving market conditions, geopolitical tensions—while staying true to our core values.”
–Peter S. Ho
Chairman and CEO
Bank of Hawaii

2024 Financial Results
Financial Summary
Creating Meaningful Opportunities
At its heart, banking is about people. We are dedicated to enriching lives and creating a lasting, positive impact for all our stakeholders, including our customers, employees, shareholders and the community.

Helping Our Communities Grow
Bank of Hawaii has a long history of engagement and giving in the communities we serve.
Helping Our Teams Thrive
We are committed to delivering exceptional experiences to our employees so they have a place to work, grow and thrive.
Client Profiles
Executive Committee
Bank of Hawaii’s Executive Committee represents the major functions of the bank and is accountable for its overall strategy and performance.
Peter S. Ho
Chairman and Chief Executive Officer
James C. Polk
President and Chief Banking Officer
Marco A. Abbruzzese
Vice Chair and Senior Executive Director Wealth Management
Matthew K.M. Emerson
Vice Chair and Chief Retail Banking Officer
Patrick M. McGuirk
Vice Chair and Chief Administrative Officer, General Counsel & Corporate Secretary
Taryn L. Salmon
Vice Chair and Chief Information and Operations Officer
S. Bradley Shairson
Vice Chair and Chief Risk Officer
Dean Y. Shigemura
Vice Chair and Chief Financial Officer
Guy C. Churchill
Senior Executive Vice President and Chief Credit Officer
Sharlene R. Ginoza-Lee
Senior Executive Vice President and Chief People Officer
Susan L. Ing
Senior Executive Vice President and Chief Marketing Officer
(retired Nov. 1, 2024)
Edward C.S. Kim
Senior Executive Vice President and Senior Executive Director Consumer Lending
Bradley S. Satenberg
Senior Executive Vice President and Deputy Chief Financial Officer
Kristine R. Stebbins
Senior Executive Vice President and Chief Marketing Officer
Operating Committee
Bank of Hawaii’s Operating Committee is comprised of 19 leaders representing corporate staff functions from various business segments who are responsible for the daily operations of the bank.
Eric Chen
Executive Vice President,
Executive Director Enterprise Operations
Ryan A. Field
Executive Vice President,
Chief Information Security Officer & IT Risk Manager
Natalie P. Fogle
Executive Vice President,
Executive Director Real Estate & Facilities
Jill F.S. Higa
Senior Executive Vice President.
Senior Executive Director Branch Banking & Contact Center
Torrie M. Inouye
Executive Vice President,
Chief Data Officer & Business Risk Executive
Joy Ishiara
Executive Vice President,
Executive Director Brand & Integrated Marketing
Vance H. Jones
Executive Vice President,
Chief Technology Officer
Roger J. Khlopin
Executive Vice President,
Chief Investment Officer & Director Investment Management Services
Jennifer Lam
Senior Executive Vice President,
Treasurer and Business Risk Executive
Kimarie P. Matthews
Executive Vice President,
Executive Director Contact Center & Customer Engagement
James K.M. Moniz
Executive Vice President,
Executive Director Mortgage Banking
Lacey M. Nakaguma
Executive Vice President,
Chief Audit Executive
Shauna M. Pantohan
Senior Vice President,
Director Culture & Employee Experience
Michelle T. Sato
Executive Vice President,
Executive Director Retail Products & Segmentation
Dana S. Takushi
Senior Executive Vice President,
Senior Executive Director
of The Private Bank
Melissa A. Torres-Laing
Senior Vice President,
Director Corporate Communications
Aretina C. Trepczyk
Executive Vice President,
Executive Director Enterprise & Operational Risk
Luke W.T. Yeh
Senior Executive Vice President,
Senior Executive Director Credit Risk Analytics
Dirk K. Yoshizawa
Senior Executive Vice President,
Commercial Banking Group Manager
Board of Directors
Peter S. Ho
Chairman and Chief Executive Officer,
Bank of Hawaii Corporation and Bank of Hawaii
Raymond P. Vara
Lead Independent Director
President and Chief Executive Officer,
Hawaii Pacific Health
John C. Erickson
Former Vice Chairman,
Union Bank
Joshua D. Feldman
President and Chief Executive Officer,
Tori Richard, Ltd.
Michelle E. Hulst
President,
GumGum
Kent T. Lucien
Retired Vice Chair and Chief Strategy Officer,
Bank of Hawaii Corporation and Bank of Hawaii
Elliot K. Mills
Vice President,
Disneyland Resort and Aulani, A Disney® Resort and Spa
Alicia E. Moy
President and Chief Executive Officer,
Hawaii Gas
Victor K. Nichols
Former Chairman and Chief Executive Officer,
Harland Clarke Holdings
Dana M. Tokioka
Vice President,
Atlas Insurance Agency, Inc.
Suzanne P. Vares-Lum
Director,
Daniel K. Inouye Asia Pacific Center for Security Studies
Robert W. Wo
Owner and Director,
C.S. Wo & Sons, Ltd.
Past Annual Reports
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